Create the Offer to Purchase

Before the offer to purchase is created, it is very important that you have been at least pre-qualified or better yet pre-

approved by a lender. This is one of the best negotiating tools a buyer can have. It shows the seller that you are financially 

able to purchase the home. After you have found the right home, it is time to prepare the offer. In Maryland, the offer to 

purchase is a five page Earnest Money Agreement, plus addendums. It covers all facets of the purchase process, such as:

• purchase price
• amount and type of earnest money
• contingencies (financing, inspection, etc.)
• personal items you wish the seller to include (washer/dryer, etc.)
• closing date
• time limit after which the offer will expire
• responsibilities of both buyer and seller

Once you make the offer, we present it to the Seller and their Agent. The Seller may accept it, prepare a counter offer, or 

reject the offer all together. Once the offer is accepted, it is a legally binding contract.

  1281 Hopewell Road,  Port Deposit, MD 21904       410.658.7366 Phone / 410.658.7365 Fax